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Term Life Insurance

Get security for life, today

HSBC Term Life Insurance

Relax in the knowledge that Term Life Insurance will protect you or your beneficiary in the event of death, or permanent and total disability.

Product overview

Term Life Insurance covers your life and permanent or total disability.

  • Life cover – MetLife Alico will pay a cash lump sum to your family if you pass away

  • Permanent and total disability cover – get paid a cash sum if you become disabled and are unable to work

  • Get high levels of cover for low premiums, based upon your circumstances

  • Get an option to add extra benefits, including permanent and total disability, accidental death benefit

  • You decide how much life cover, permanent and total disability cover you need, and how long you wish the cover to last for

  • The premium amount is guaranteed for the life cover throughout the term


Here's what you get:

  • death cover due to any cause1
  • 5 year plan to a maximum age of 75 years
  • single life only
  • available in US dollars


  • For individuals the minimum age for taking the policy is 20 years, with the maximum age of 65 years
  • The policy is available for single life only
  • Applications can be made by individuals or companies

This product is offered and managed by MetLife ALICO Gulf. All product features, benefits, returns are offered by MetLife ALICO Gulf and not by HSBC Bank Oman S.A.O.G.

This product is underwritten by MetLife ALICO Gulf. HSBC has partnered with MetLife ALICO Gulf to bring you this product.

Current product details mentioned are for existing product holder only.

1The encashment value is the basic cash value of the policy plus accrued excess interest bonuses to date.

Terms and conditions apply