HSBC Home Loan
Get one step closer to your dream house with Home Loan at competitive interest rates.
With an HSBC Home Loan, you will get:
Competitive interest rates
Finance up to 80% of the property value
Payment period from 5 to 25 years or until the age of 60
(subject to life coverage)
Salary starting from OMR 500 per month
Transfer your existing mortgage or apply for a new one
Fees and charges
Home Purchase - Variable Rate
Type of Home Loans
- Ready property (completed property)
- Under Construction (building up property)
- Land (purchase of Land only) for Omani only
The interest rates are variable, charged on outstanding value of the loan and subject to change in line with the loan agreement.
Type of insurances required
- Property insurance
- Life insurance
Both insurances are mandatory and should be assigned to the Bank.
Account management fees
Type of fees
- Early redemption fee at 1%
- Loan closure fee at 1%
- Liability Letter fee OMR2/-
- Home loan Processing fee OMR50/-
All above fees are subject to Value added Tax (VAT)
You can get a HSBC home loan if:
- you're an Omani national or an expatriate aged between 25 and 60 for men, and 55 for women (at the time of loan maturity)
- salary transfer required
- minimum salary of OMR 500
Apply in branch
Alternatively, you can visit one of our branches, where our staff will be glad to give you further information and process your application.