Top of main content

Home Loan

Move into a new home with HSBC

HSBC Home Loan

Get one step closer to your dream house with Home Loan at competitive interest rates.


With an HSBC Home Loan, you will get:

  • Competitive interest rates

  • Finance up to 80% of the property value

  • Payment period from 5 to 25 years or until the age of 60
    (subject to life coverage)

  • Salary starting from OMR 500 per month

  • Transfer your existing mortgage or apply for a new one

Fees and charges

Home Purchase - Variable Rate

Type of Home Loans

  • Ready property (completed property)
  • Under Construction (building up property)
  • Land (purchase of Land only) for Omani only

The interest rates are variable, charged on outstanding value of the loan and subject to change in line with the loan agreement.


Type of insurances required

  • Property insurance
  • Life insurance

Both insurances are mandatory and should be assigned to the Bank.

Account management fees

Type of fees

  • Early redemption fee at 1%
  • Loan closure fee at 1%
  • Liability Letter fee OMR2/-
  • Home loan Processing fee OMR50/-

All above fees are subject to Value added Tax (VAT)


You can get a HSBC home loan if:

  • you're an Omani national or an expatriate aged between 25 and 60 for men, and 55 for women (at the time of loan maturity)
  • salary transfer required
  • minimum salary of OMR 500

Apply online

Simply complete the online application form to start the process.

Or call 800 7 4722 (within Oman) or +9714 2288007 (outside Oman).

Apply in branch

Alternatively, you can visit one of our branches, where our staff will be glad to give you further information and process your application.

Frequently Asked Questions

Related products


Unlock your dreams and put plans into action today with a personal loan.


Provides you with flexibility in dealing with unforeseen expenses.


Find the card that's right for you and get access to special offers.