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Unsecured overdrafts

Giving you the flexibility to deal with unforeseen expenses

HSBC Unsecured overdrafts

Overdraft protection is a short-term way to borrow money on your current account free of charge. It gives you access to extra money when you go overdrawn due to unforeseen expenses.


With an HSBC Unsecured Overdraft, you will get:

  • Borrowing of up to OMR 3,500

  • An overdraft facilty of 3 months to 1 year

  • A free cheque book if you're a Premier and Advance customer

  • An easy application process

  • An overdraft facility renewed each year


You can get unsecured overdraft protection if:

  • you're aged between 21 to 60 years
  • you earn a minimum monthly salary of OMR 4001

1Subject to your salary being paid into your HSBC account - OMR 400 for Omanis and OMR 700 for expatriates.

Apply online

Simply complete the online application form to start the process.

Or call 800 7 4722 (within Oman) or +9714 2288007 (outside Oman).

Apply in branch

Alternatively, you can visit one of our branches, where our staff will be glad to give you further information and process your application.

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